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Profile photo of a State Farm Agent named: Melinda Gardner
State Farm® Insurance Agent

Melinda Gardner

Office Hours

After Hours by Appointment

Address

16809 El Camino Real
Houston, TX 77058-2624

We are located at the corner of El Camino Real and Bay Area Blvd

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

16809 El Camino Real
Houston, TX 77058-2624

Languages

English, Spanish

It's Back to School season! 🎒Pre-K to Grad School—have an amazing year! Learn lots, have fun, enjoy the journey! 🌟And to our Teachers-- Thank you for everything you do. Your dedication to our future leaders makes a difference.

While you're here, let me share a little about myself. I've proudly served our Texas residents as a State Farm agent since 1999. I grew up on the Texas Gulf coast and moved to Houston after graduating from Texas A&M in 1990. I joined the State Farm claims team in 1994. I love helping people so being an agent was a perfect transition. When I'm not helping my customers, I'm spending time with my husband, dogs, family and friends. And I am incredibly thankful for all.

My office is located in Houston Texas -- Clear Lake to be exact. Just a hop, skip and a jump from the space center. As an experienced agency we are well informed of the needs required by the Gulf coast communities of Harris County, Galveston County, and Brazoria County. So, if you're in Clear Lake (77058, 77059, 77062), Webster (77598), League City (77573), Friendswood (77546), Dickinson (77539) or Kemah (77565), Seabrook (77586) , Pearland (77584), Pasadena, or South Houston to name a few, we're here for you. My team and I are always ready to help you with your insurance needs. If you drive a car, truck, motorcycle, rent an apartment or condo, own a boat, or plan to travel with a new motorhome- give us a call for a quote. We also take the time to talk about protecting those they love the most with life insurance. Call us, text us, email us - We're here to help!

We truly believe in a personal touch, so whether you are looking to insure your first apartment, your family’s automobiles, or your family’s legacy with life insurance, our team will go above and beyond to take care of your needs and make you feel welcome.

Thanks for visiting my virtual office and I hope to visit with you soon!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Melinda works with Houston residents to find coverage that fits.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Connect with Melinda for insurance guidance in Houston.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. In Houston, you can count on Melinda for personalized service.

Q: What is life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Melinda is here to help your Houston household feel covered.

Q: What is renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Looking for coverage? Talk with Melinda about your options in Houston.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Melinda serves Houston, TX and is happy to help with your insurance needs.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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It is our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. We are here to provide Quality service for your auto, home, health and life insurance needs.