Life Insurance in and around Houston
Protection for those you care about
Life happens. Don't wait.

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It's Never Too Soon For Life Insurance
The normal cost of funerals in the U.S. is around $8,300, according a recent study by the National Funeral Directors Association. Unfortunately, it may be difficult for your loved ones to meet that need as they mourn. That's where Life insurance with State Farm comes in. Having the right coverage can help your family pay any outstanding bills and not fall into debt.
Protection for those you care about
Life happens. Don't wait.

Love Well With Life Insurance
You’ll get that and more with State Farm life insurance. State Farm has terrific coverage options to keep your family members safe with a policy that’s personalized to correspond with your specific needs. Fortunately you won’t have to figure that out by yourself. With strong values and fantastic customer service, State Farm Agent Melinda Gardner walks you through every step to build a policy that shields your loved ones and everything you’ve planned for them.
State Farm offers a great option for anyone who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can come in handy by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For help with all your life insurance needs, contact Melinda Gardner, your local State Farm agent and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Melinda at (281) 488-4413 or visit our FAQ page.
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Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Melinda Gardner
State Farm® Insurance Agent
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.