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Homeowners Insurance in and around Houston

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Insure Your Home With State Farm's Homeowners Insurance

None of us can see what we will encounter in the future. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance protects more than just your home's structure. It protects both your home and the things inside it. In case of vandalism or a tornado, you might have damage to the items in your home on top of damage to the home itself. Without insurance to cover your possessions, you might not be able to replace your valuables. Some of your belongings can be covered if they are lost or damaged outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.

A good neighbor helps you insure your home with State Farm.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Safeguard Your Greatest Asset

Excellent coverage like this is why Houston homeowners choose State Farm insurance. State Farm Agent Melinda Gardner can offer coverage options for the level of coverage you have in mind. If troubles like wind and hail damage, sewer backups or drain backups find you, Agent Melinda Gardner can be there to help you file your claim.

Call or email State Farm Agent Melinda Gardner today to experience how a leading provider of homeowners insurance can help protect your home here in Houston, TX.

Have More Questions About Homeowners Insurance?

Call Melinda at (281) 488-4413 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Answers about automatic fire sprinkler systems

Commercial sprinkler systems are a key step in fire protection. If you have questions, get answers to help protect your business from devastating fire damage.

Roof maintenance tips for your home

Your roof is put to the test daily. Learn how to recognize the first signs of a problem inside or outside your home and when to get a new roof.

What to do if you can’t pay rent

Many people may need short-term help with rent payments. Whether due to job loss or unexpected costs, these options could help.

What to do after an earthquake

Steps to stay safe after an earthquake and ways to help protect your property.

Profile photo of a State Farm Agent named: Melinda Gardner

Melinda Gardner

State Farm® Insurance Agent
Office Address:
16809 El Camino Real
Houston, TX 77058-2624
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Melinda Gardner

Melinda Gardner

State Farm® Insurance Agent
Office Address:
16809 El Camino Real
Houston, TX 77058-2624
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Answers about automatic fire sprinkler systems

Commercial sprinkler systems are a key step in fire protection. If you have questions, get answers to help protect your business from devastating fire damage.

Roof maintenance tips for your home

Your roof is put to the test daily. Learn how to recognize the first signs of a problem inside or outside your home and when to get a new roof.

What to do if you can’t pay rent

Many people may need short-term help with rent payments. Whether due to job loss or unexpected costs, these options could help.

What to do after an earthquake

Steps to stay safe after an earthquake and ways to help protect your property.